There are many reasons to want to enhance your appearance. Self-confidence in your smile can improve your overall well-being. But depending on your dental needs, you might not have the liquidity to make the desired changes. Your cosmetic dentist can make recommendations for your new smile makeover, and there are many options to allow you to financially manage them.

Many employers and insurance plans have ways to save funds for these procedures. But if you do not have access to one of those savings plans, there is a credit card available through GE called Care Credit that is designed to provide you the funds needed for your dental care.

Your cosmetic dentist can design a treatment plan specifically for you with repayment options including:

• Flexible Spending Account – You are allowed to save funds on a pre-tax basis. You work with your employer to set aside a payroll deduction that is withheld from your paycheck before taxes. Generally the amount that you save on taxes can make a great start for this plan. The one caveat to a flexible spending account is that money saved through the year must be used during that year or it is lost.
• Health Savings Account – The HSA works much like the flexible spending account with one very big exception. If the funds are not used, they are rolled over making them accessible when you’re ready to use them.
• Care Credit – GE has made available a credit card plan designed specifically to pay for your health care needs. Many of these plans offer interest free incentives for a designated period making them ideal for needed dental treatment. Repayment is much like a standard credit card in that minimum monthly payments must be made to keep the account in good standing.

Whether you rely on a qualified savings plan like FSA or HSA, or wish to take advantage of the Care Credit plan, your cosmetic dentist will be able to design a treatment plan that will fit your budgetary and timeline requirements.

It is important that you let our dental provider know whatever limitations you might have so the best options may be presented to fulfill your needs. One thing is certain … with these many options available, the smile makeover you desire is more accessible than ever before. Call our Denver cosmetic dentist at 303-832-7789 if you have any questions.